Disclaimer

This section of the CecilioArana.com or jeffreyarana.com website provides information on CecilioArana.com’s policies with respect to:

Disclaimers Earnings & Income Disclaimers Affiliate Disclaimer Refunds & Cancellations Speaking Engagement Disclaimers and Policies Other Terms & Conditions Contact

CecilioArana.com (and/or jeffreyarana.com) is owned and operated by ABOS group (Altitudee Banaue Online Services Group) and may contain advertisements, sponsored content, paid insertions, paid partnerships, affiliate links or other forms of monetisation.

CecilioArana.com abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

Cecilioarana.com is never directly compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This site does not contain any content which might present a conflict of interest.

Cecilioarana.com makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.

EARNINGS & INCOME DISCLAIMERS

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON THIS WEB SITE, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS. TESTIMONIALS ARE NOT REPRESENTATIVE.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR SITUATION OR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL WIN ANY INCENTIVES OR PRIZES THAT MAY BE OFFERED, GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU WILL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THEREFROM, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE.MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL. ONLY RISK CAPITAL SHOULD BE USED.

ALL PRODUCTS AND SERVICES BY EBCAMPUS.COM , CECILIOARANA.COM AND OUR AFFILIATES ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, FINANCIAL ADVISER, LAWYER OR PROFESSIONAL ADVISER, BEFORE ACTING ON THIS OR ANY INFORMATION.

USERS OF OUR SERVICES, PRODUCTS, AND WEBSITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS.

OUR INFORMATION, PRODUCTS, AND SERVICES ON THIS WEBSITE SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM. ALL DISCLOSURES AND DISCLAIMERS MADE HEREIN OR ON OUR SITE, APPLY EQUALLY TO ANY OFFERS, PRIZES, OR INCENTIVES, THAT MAY BE MADE BY OUR COMPANY.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY OUR COMPANY, OR OUR COMPANY PRODUCTS OR SERVICES.

If you work with us, associate with us, apply to your own our studies, or invest (your time, effort, and resources) with us, please do your own due diligence.

AFFILIATE DISCLAIMER

On occasion we will promote, endorse, or suggest products and/or services for sale that are not my own. Anything you find reviewed and recommended on this website, and affiliate's websites, will be based on our own personal experiences, reviews as a security admin IT, corporate and compliance officer and on the rare occasion, the personal experiences of our trusted internet entrepreneur peers. We work hard to do our own due diligence before reviewing or recommending any product or service so that subscribers, members, followers and readers are getting the best advice with allowance on own self-assessment and thinking.

On occasion we may receive compensation by form of a commission when recommending certain products and/or services if an affiliate program is offered for that product or service but the recommendations you find on this website , and affiliates' websites, will not be biased by the potential affiliate commissions. Instead, these are recommendations based on our personal experiences and what we believe to be the best - basis of easy automation, security, and cost — in that order.

Please do remember that we always recommend you do your own due diligence before making a purchase, before getting a service, before using a platform.

REFUNDS & CANCELLATIONS

Refunds of Products Purchased

Any other circumstance not described below is not eligible for a refund. All purchases are final. We reserve the right to review any and all cases as well as their outcome at our discretion.

Cancellation of Services Purchased

Cancellation by You

Services (live webinars, live seminars, live group and live individual study [e.g. SABAYAN-SETUP SERIES, TRIBO-KALIBO SERIES] and/or coaching sessions only) may be cancelled at anytime up to 24-hours prior to the commencement of the service, by you, by sending a request via the link Get-In-Touch.

In the event you paid for services in advance and have used some but not all of the service, you will be charged on a prorated basis at the normal (un-discounted) fee for such service even though you may have paid a discounted fee for the service and refunded the remaining amount.

Cancellations by you less than 24-hours prior to the time the service is scheduled to commence will not be honoured. All refunds due to you will be processed by us within ten (10) business days from the date of the receipt of cancellation. All refunds will be made in accordance with the initial method of payment. In other words, if you paid for the service by personal cheque, we will reimburse you by cheque through regular mail. If you paid for the service by PayPal, the PayPal account used to make payment will be refunded via the transaction ID. If you paid for the service by credit card, the credit card used to make payment will be reimbursed. Because the credit card processing company we use charges a fee, such fee charged by the credit card processing company will not be refunded and there will also be a credit card company's prevailing cancellation fee for all refunds initially paid by credit card. There are no exceptions to this policy.

Cancellation by Us

In the event we need to cancel a scheduled service (live webinars, live seminars, live group and live individual study [e.g. SABAYAN-SETUP SERIES, TRIBO-KALIBO SERIES] or live ‘preview’ webinar) and/or coaching sessions only) due to insufficient registration, illness, technical internet difficulties, severe weather, scheduling conflicts, or other circumstances beyond our reasonable control, we will make our best efforts to notify you via email as soon as possible prior to the event. At the time of the cancellation or within three (3) days of the cancellation notice, we will advise you of an alternate, rescheduled date, if available. Should you be unable to attend the service on the rescheduled date, you will need to notify us via the link Get-In-Touch in accordance with the Cancellation by You procedure described above for a refund.

Speaking Engagement Disclaimers and Policies

CecilioArana of ABOS group and Paglathala Pte Ltd (hereinafter referred to as "CA") and by Paglathala Pte Ltd ( hereinafter referred to as the "digital network" ) are committed to safeguarding its users' privacy (hereinafter referred to as “Your” "You") accessing its Website (i.e. cecilioarana.com, www.ebcampus.com and other affiliate sites of Paglathala ) and has provided this Privacy Policy to familiarize You with the manner in which CA collects, uses and discloses Your information collected through the Website.

Before you subscribe to and/or begin participating in or using website, CA believes that You have fully read, understood and accept the terms and conditions of this privacy policy. The Policy applies to all information that CA has about You and Your account. If you do not agree to or wish to be bound by the terms and conditions of this privacy policy, please do not proceed further to use this website.

This Policy should be at all times read along with the Terms of Use of the Website.

Collection of Information

CA collects personal and non-personal information when they register to gain access to the services provided by the CA or at other specific instances when they are requested to provide us with their personal & non-personal information (“Information”). Personal Information shall include, but not limited to, information regarding Your name, date of birth, gender, address, telephone number, email address, etc. You can always choose not to provide information and in such cases, if the information required is classified as mandatory, You will not be able to avail of that part of the Services, features or content. You can add or update Your Personal Information on a regular basis. When You update information, CA will keep a copy of the prior version for its records.

CA's primary goal in collecting information is to provide the user with a customised experience on our websites. This includes personalised services, interactive communication and other services. CA collects Your Personal Information in order to record, support and facilitate Your participation in the activities You select, track Your preferences, to notify You of any updated information and new activities and other related functions offered by CA, keep You informed about latest content available on the Website, special offers, and other products and services of CA, to provide You with a customised website experience, to assist You with customer service or technical support issues, to follow up with You after Your visit, to otherwise support Your relationship with CA or to prevent fraud and unlawful use.

Certain information may be collected when you visit the Website and such information may be stored in server logs in the form of data. Through this Data CA understands the use and number of user visiting the Website. Some or all data collected may be shared with the sponsors, investors, advertisers, developer, strategic business partners of CA. While using the Website, CA's servers (hosted by a third party service provider) may collect information indirectly and automatically about Your activities on the Website; for instance by way of cookies.

Promotions that run on our website may be sponsored by companies other than CA or may be co-sponsored by CA and another company. We use third-party service providers to serve ads on our behalf across the internet and sometimes on the Website.

They may collect information about Your visits to our website. CA uses the log file which includes but not limited to internet protocol (IP) addresses, browser software, number of clicks, number of unique visitors, internet service provider, exit/referring pages, type of platform, date/time stamp, screen resolution etc. for analysis that helps us provide you improved user experience and services.

We record buying and browsing activities of our users including but not limited to your contact details and profiles and uses the same to provide value-added services to our users.

We use them to administer the site, track a user's movement and gather broad demographic information for aggregate use. Once a user registers, he/she is no longer anonymous to CA and it is deemed that the user has given CA the right to use the personal & non personal information.

Please note our website is also not a risks-proof website.

Blog & Social Media Disclaimer

The blog CA, published on cecilioarana.com, does not guarantee the accuracy and legitimacy of any and all information posted in the social media and website – these covers posts on social media, individual pages, specific blog posts and the corresponding comments by the site visitors.

All content in this blog are published by the site owner, JC Araña, and regardless of the source or origin of the information, you agree that using them in any way will solely be at your own risk and the site owner and the people who leave comments in the blog posts and Page posts will not be held liable for any losses resulting from your reliance to any information posted here.

More importantly, the information published within this website should never be used as a substitute for ‘advice’ from a qualified professional. All content here is provided for informational purposes only and provided ‘as is’ without warranties, representations, or guarantees of any kind.

The site owner disclaims any and all implied warranties with respect to this website’s content and related social media posts. Be guided that some of the content here may only be applicable to certain circumstances, location, and many factors and it is your responsibility to determine whether, how, and to what extent those information can be applicable to you and how you intend to use it.

Moreover, the thoughts and advice expressed in this website in the comments section are the opinion of the individual authors and does not reflect the opinion and beliefs of the site owner.

Lastly, by following any advise or tip published in Cecilio Arana, you acknowledge that you will hold the site owner harmless from any loss, injury or damage resulting from or arising out of your use of or reliance on any information thereto.

Disclaimer of Warranties

To the fullest extent permitted by law, the company disclaims all warranties and conditions, express or implied, including without limitation for any warranty or condition of title, non-infringement of third party rights, satisfactory quality, merchantability, fitness for any purpose, availability of this site at any particular time or location, correction of any defects or errors, freedom from computer virus, their contaminants or other malicious, destructive or corrupting code, agent, program or macros in conjunction with this site, its contents or the service provided, not withstanding any other provisions of this agreement.

The contents and information contained in this site are provided as and when available without warranty of any kind.

The Company, advertisers and/or its licensors makes no representations or warranties that the contents or any information receive through this site are true, accurate, adequate, reliable, complete, reasonable or correctly our use of this site is solely at your risk and your sole responsibility.

User agrees that he has not relied other warranties, representations or statements other than in this agreement.

Amazon Associate Program Disclosure Statement

This is a disclosure that any time we share an affiliate link, it’s important to disclose that to our audience. We wish to be transparent about where we are directing our patrons and why. To meet the Amazon's Associate Program’s requirements, we must (1) include a legally compliant disclosure with our links and (2) identify ourselves on our Site as an Amazon Associate with the language required by the Operating Agreement.

To comply with Federal Trade Commission (FTC) regulations, our link level disclosure will always be:

1. Clear. A clear disclosure could be as simple as “(paid link)”, “#ad” or “#CommissionsEarned”.

2. Conspicuous. The disclosure should be unavoidable and easily understandable by our audience. It is usually placed near any affiliate link or product review in a location that customers will notice easily. No need to hunt for it in a comment section or in a biography section of our profile page.

In addition, the Operating Agreement requires that the following statement clearly and conspicuously appears on our Site: “As an Amazon Associate, we earn from qualifying purchases.” For social media user-generated content, this statement is associated with our account.

To read more about the FTC Endorsement Guides, visit the following resources:

https://www.ftc.gov/business-guidance/resources/ftcs-endorsement-guides-what-people-are-asking#affiliateornetwork

https://www.ftc.gov/business-guidance/resources/disclosures-101-social-media-influencers

Visit this page on AC to bookmark this information about disclosures.

[The Amazon Associates Program With Jeffrey Araña as an Amazon Associate]

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED UNDER LAW, THE COMPANY, OR ANY OF ITS EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, ADVERTISERS AND/OR LICENSORS SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, EXPENSES OR COSTS WHATSOEVER (INCLUDING WITHOUT LIMITATION, ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS, LOSS OF OPPORTUNITY, LOSS OF GOOD WILL, LOSS OF BUSINESS) THAT RESULT FROM, OR ARISE OUT OF THE USE OF, OR INABILITY TO USE, THIS SITE, THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE.

THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE COMPANY, HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR SUCH LOSS OR DAMAGE WAS REASONABLY FORESEEABLE.

Under no circumstances shall the Company be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this site and/or using the services provided through this site even if the Company had been advised as to the possibility.

Contact

If you have any questions regarding this policy, or your dealings with our website, please contact us here .

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