Terms Of Use CecilioArana or jeffreyarana User Agreement

The following demonstrates User Agreement (here-in-after referred to as an "Agreement") between wor(l)d Tech Distribution Philippines Pte. Ltd. Co. (hereinafter referred to as "wor(l)d") and the users of the Website ("You","Your,"User"/"Users").

Before you subscribe to and/or begin participating in or using web site, wor(l)d believes that user(s) have fully read, understood and accept the Agreement.

If you do not agree to or wish to be bound by Agreement, you may not access to or otherwise use the website.

User Agreement

Your use of a CA website - cecilioarana.com (hereinafter referred to as "the website") and services available on a website is governed by the following terms and conditions. This User Agreement for the website shall come into effect on January, 2017.

Amendment To User(s) Agreement

CA may change, modify, amend, or update this agreement from time to time without any prior notification to user(s) and the amended and restated terms and conditions of use shall be effective immediately on posting. You are advised to regularly check for any amendments or updates to the terms and conditions contained in this user agreement. If you do not adhere to the changes, you must stop using the service. Your continuous use of the service will signify your acceptance of the changed terms.

Privacy Policy | Paglathala Pte Ltd

CecilioArana or JeffreyArana of Paglathala Pte Ltd (hereinafter referred to as "CA" or the Company) and by Paglathala Pte Ltd ( hereinafter referred to as the "digital network" & financial freedom networks) are committed to safeguarding its users' privacy (hereinafter referred to as “Your” "You") accessing its Website (i.e. cecilioarana.com, ebcampus.com and other affiliate sites of Paglathala ) and has provided this Privacy Policy to familiarise You with the manner in which CA collects, uses and discloses Your information collected through the Website.

Before you subscribe to and/or begin participating in or using website, CA believes that You have fully read, understood and accept the terms and conditions of this privacy policy. The Policy applies to all information that CA has about You and Your account. If you do not agree to or wish to be bound by the terms and conditions of this privacy policy, please do not proceed further to use this website. 

This Policy should be at all times read along with the Terms of Use of the Website.

Collection of Information

CA collects personal and non-personal information when they register to gain access to the services provided by the CA or at other specific instances when they are requested to provide us with their personal & non-personal information (“Information”). Personal Information shall include, but not limited to, information regarding Your name, date of birth, gender, address, telephone number, email address, etc. You can always choose not to provide information and in such cases, if the information required is classified as mandatory, You will not be able to avail of that part of the Services, features or content. You can add or update Your Personal Information on a regular basis. When You update information, CA will keep a copy of the prior version for its records. 

CA's primary goal in collecting information is to provide the user with a customised experience on our websites. This includes personalised services, interactive communication and other services. CA collects Your Personal Information in order to record, support and facilitate Your participation in the activities You select, track Your preferences, to notify You of any updated information and new activities and other related functions offered by CA, keep You informed about latest content available on the Website, special offers, and other products and services of CA, to provide You with a customised website experience, to assist You with customer service or technical support issues, to follow up with You after Your visit, to otherwise support Your relationship with CA or to prevent fraud and unlawful use.

Certain information may be collected when you visit the Website and such information may be stored in server logs in the form of data. Through this Data CA understands the use and number of user visiting the Website. Some or all data collected may be shared with the sponsors, investors, advertisers, developer, strategic business partners of CA. While using the Website, CA's servers (hosted by a third party service provider) may collect information indirectly and automatically about Your activities on the Website; for instance by way of cookies.

Promotions that run on our website may be sponsored by companies other than CA or may be co-sponsored by CA and another company. We use third-party service providers to serve ads on our behalf across the internet and sometimes on the Website.

They may collect information about Your visits to our website. CA uses the log file which includes but not limited to internet protocol (IP) addresses, browser software, number of clicks, number of unique visitors, internet service provider, exit/referring pages, type of platform, date/time stamp, screen resolution etc. for analysis that helps us provide you improved user experience and services.

We record buying and browsing activities of our users including but not limited to your contact details and profiles and uses the same to provide value-added services to our users.

We use them to administer the site, track a user's movement and gather broad demographic information for aggregate use. Once a user registers, he/she is no longer anonymous to CA and it is deemed that the user has given CA the right to use the personal & non personal information.

Please note our website is also not a risks-proof website.

Use of Information

Business information is used to display the user's business listing or product offerings across our website to fetch maximum business opportunities for the user. If You upload any content on the Website and the same may be available to the other users of the Website. CA, EBCampus and Heloworld and its affiliates will not be liable for the disclosure and dissemination of such content to any third parties. Once the user's content is displayed on our website, the user may start receiving business enquiries through email, phone calls or SMS notifications, from third parties that might or might not be of their interest, CA, heloworld, and EBCampus through Paglathala Pte Ltd do not exercise any control over it.

CA and the digital Network may, if You so choose, send direct advertisement mailers to You at the address given by You which could contain details of the products or services displayed on CA or of any third party not associated with CA. You have the option to opt-out of this direct or third party mailer by clicking at the unsubscribe ( or change your contact details at any time ) link option attached to any emails. CA and the digital Network respect Your privacy and if You do not want to receive emails or other communications from CA and/or the digital Network.

Disclosure

In situations when CA, Helo World, or EBCampus of Paglathala Pte Ltd is legally obligated to disclose information to the government or other third parties, CA and the Network will do so.

Sharing of Information

As a general rule, CA and the digital Network will not disclose or share any of the user's personally identifiable information except when CA has the user's permission or under special circumstances, such as when CA believes in good faith that the law requires it or as permitted in terms of this policy.

CA may also disclose account information in special cases when CA has reasons to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating CA 's Terms of Services or may be causing injury to or interference with (either intentionally or unintentionally) CA 's rights or property, other CA website users, or if CA deems it necessary to maintain, service, and improve its products and services. Personal information collected may be transferred and shared in the event of a sale.

You are required to submit Your information at the time of making an online purchase on the Website. CA and/or EBCampus, or Helo World and its digital Network uses an online payment gateway that is operated by a third party and the information that You share with CA is transferred and shared with such third party payment gateway operator. The said operator may also have access to Your online purchase history/details that You make from the Website. Extremely sensitive information like Your credit-card details are transacted upon secured sites of approved payment gateways which are digitally under encryption, thereby providing the highest possible degree of care as of the current technology. You are advised, however, that internet technology is not 100% safe and You should exercise discretion on using the same.

Link To Third Party Sites

Links to third party sites are provided by website as a convenience to user(s) and CA has not have any control over such sites i.e. content and resources provided by them. CA may allow user(s) access to content, products or services offered by third parties through hyperlinks (in the form of word link, banners, ads, channels or otherwise) to such Third Party's web site. You are cautioned to read such sites' terms and conditions and/or privacy policies before using such sites in order to be aware of the terms and conditions of your use of such sites. CA believes that user(s) acknowledge that CA has no control over such third party's site, does not monitor such sites, and CA shall not be responsible or liable to anyone for such third party site, or any content, products or services made available on such a site.

Protection Of Information

CA and/or the digital Network takes necessary steps, within its limits of commercial viability and necessity, to ensure that the user's information is treated securely.

We request our users to sign out of their CA account and close their browser window when they have finished their work. This is to ensure that others cannot access their personal or business information and correspondence, if the user shares the computer with someone else or is using a computer in a public place.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while CA strives to protect the user's personal & business information, it cannot ensure the security of any information transmitted to CA and you do so at your own risk.

Once CA and/or Helo World and its digital Network receives your transmission, it makes best efforts to ensure its security in its systems. Please keep in mind that whenever you post personal & business information online, that is accessible to the public, you may receive unsolicited messages from other parties.

CA and/or Helo World and its digital Network is not responsible for any breach of security or for any actions of any third parties that receive Your Information. The Website also linked to many other sites and we are not/shall be not responsible for their privacy policies or practices as it is beyond our control.

Notwithstanding anything contained in this Policy or elsewhere, CA and/or and/or Helo World and its digital Network shall not be held responsible for any loss, damage or misuse of Your Information, if such loss, damage or misuse is attributable to a Force Majeure Event (as defined in Terms of Use).

Security

You undertake to treat the personal access data confidentially and not make it available to unauthorised third parties.

You agree that if you are issued a Username and Password by the Company, you shall use your best efforts to prevent access to this site through your Username and Password by anyone other than yourself, including but not limited to, keeping such information strictly confidential, notifying the Company immediately if you discover loss or access to such information by another party not under your control and supervision, and by using a Username and Password not easily guessed by a third party.

You agree that you shall not try to reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter any executable code, contents or materials on or received via this site. You understand that the Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its other licensors.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, subsidiaries, employees, agents, advertisers, licensors and contractors (collectively, “Indemnified Persons”) from and against any and all liabilities, claims, losses, costs and expenses, including legal costs on an indemnity basis), directly or indirectly arising out of, related to or in connection with your access and use of this site, or any services, information or products provided through this site, any third party’s access and use of the services provided through this site or your breach of any term of this Agreement. You acknowledge and agree that each Indemnified Person has the right to assert and enforce its rights hereunder, in which event you shall cooperate with the Indemnified Person in asserting any available defences.

Legal Compliance

The Company may suspend or terminate, or adopt any measure deemed necessary in its sole discretion, this Agreement or User’s use immediately upon receipt of any notice which alleges that User has used this site for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees. In such event, the Company may disclose the User’s identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and the Company shall not be liable for damages or results thereof and the User agrees not to bring any action or claim against Company for such disclosure.

We Accept the Policy Prohibiting Discrimination

We accept the policy prohibiting discrimination

Changes in Privacy Policy & Terms Of Use

The policy may change from time to time so please check periodically. The revised Policy shall be made available on the Website. Your continued use of the Website, following changes to the Policy, will constitute your acceptance of those changes. Any disputes arising under this Policy shall be governed by the laws of Singapore and the Philippines.